Who Qualifies for Disability?

The Social Security Administration’s impairment listing manual (called the blue book) lists a number of impairments, both physical and mental, that will automatically qualify an individual for Social Security disability benefits (SSDI) or Supplemental Security Income (SSI), provided the individual’s condition meets the specified criteria for a listing.

Below is a partial list:

  • Musculoskeletal problems, such as back injuries
  • Cardiovascular conditions, such as heart failure or coronary artery disease
  • Sensory and speech issues, such as vision and hearing loss
  • Respiratory illnesses, such as COPD or asthma
  • Neurological disorders, such as multiple sclerosis, cerebral palsy, Parkinson’s disease, and epilepsy
  • Mental disorders, such as depression, anxiety, schizophrenia, autism, or retardation
  • Immune system disorders, such as HIV/AIDS, lupus, and rheumatoid arthritis
  • Various syndromes, such as Sjogren’s Syndrome and Marfan Syndrome
  • Skin disorders, such as dermatitis
  • Digestive tract problems, such as liver disease or IBD
  • Kidney disease and genitourinary problems
  • Cancer
  • Hematological disorders, such as hemolytic anemias and disorders of bone marrow failure

Do I Qualify for SSDI?

To qualify for Social Security disability benefits, you must have worked long enough and recently enough under Social Security. You can earn up to a maximum of four credits per year. The amount of earnings required for a credit increases each year as general wage levels rise. Family members who qualify for benefits on your work record do not need work credits.

The number of work credits you need for disability benefits depends on your age when you became disabled. Generally you need 20 credits earned in the last 10 years ending with the year you became disabled. However, younger workers may qualify with fewer credits.

SSDI Qualification Requirements

  1. Are you working and making more than the limit? If you are making more than a certain amount each month you are not disabled.
  2. Do you have medical evidence that qualifies you for a disability? Your medical condition must significantly limit your ability to do basic work activities (walking, sitting, concentrating) for at least one year. If your medical condition is not severe enough, you are not disabled.
  3. Is your medical condition on the Social Security List of Impairments The List of Impairments describes medical conditions that are so severe they are automatically disabling as defined by law. If your medical condition is not on the list, it is reviewed to determine if it is as severe as a condition that is on the list. Feel free to contact our office to discuss your particular case.
  4. Can you do the work you did before?  Your medical condition must prevent you from being able to do the work you did before. If not, you are not disabled.
  5. Can you do any other type of work? Your medical condition must prevent you from doing other work so as to make a living. Your medical condition, age, education, past work experience and skills are evaluated. If you can do other work, you are not disabled. If you cannot do other work, you could file disability.

To see if you qualify, call our office at 810-694-3006 or fill our our FREE case review form online.

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